XLFI: State Street Financial Select Sector SPDR Premium Income ETF
State Street (SPDR) · Index Covered Call / Option Income
Growth of $100
Green is what an investor who reinvested every payout would have; red is the price alone. The gap between them is the income. If the red line keeps falling, the payouts are partly your own money coming back.
Was the payout earned?
Over the last year XLFI paid 10.3% but returned +5.6% in total, so about 55% of the payout was earned; the rest came back out of the fund's own value (its price fell).
| Earned % (3 months) | below -100% |
| Earned % (1 year) | 55% |
| Earned % (full history, up to 5 yrs) | 59% |
Earned % = total return ÷ payouts. 100% means every dollar paid out was earned; below 100% means part of it came from the fund's own value. This is an economic measure based on market price, not the tax label on the payout.
Where the DT Score comes from
Total 57.0 / 100 · rank #135 of 420. How the score works
Risk
| Sortino ratio (1Y) | 0.22 |
| Sharpe ratio (1Y) | 0.16 |
| Steadiness vs S&P 500 | 116% |
| Beta to S&P 500 | 0.47 |
| Correlation to S&P 500 | 0.55 |
| Max drop (1Y) | -11.9% |
| Max drop (up to 5 yrs) | -11.9% |
| Trend | Mixed |
| History | 1.3 yrs |
Vs. SPY (what it's built on)
| Upside capture | 55% |
| Downside capture | 54% |
| Capture ratio | 1.02 |
| Beta | 0.47 |
| Correlation | 0.55 |
| Tracking | – |
On days SPY rose, XLFI caught 55% of the gain; on days it fell, XLFI took 54% of the loss.
Payout history
Each bar is one payout (last 14 shown). Pays Monthly.
| Ex-date | Amount |
|---|---|
| 2026-10-01 | $0.2140 |
| 2026-09-01 | $0.1320 |
| 2026-08-03 | $0.2110 |
| 2026-07-01 | $0.2220 |
| 2026-06-01 | $0.1560 |
| 2026-05-01 | $0.1750 |
| 2026-04-01 | $0.3350 |
| 2026-03-02 | $0.2740 |
| 2026-02-02 | $0.1800 |
| 2025-12-29 | $0.2420 |
| 2025-12-01 | $0.2680 |
| 2025-11-03 | $0.2190 |
Funds that track the same thing
Other Sector Funds income funds, ranked by DT Score. See them all · Compare XLFI with the top 3
| Fund | Category | Fwd rate | 12m yield | 1Y total ret. | Earned % 1Y | Upside capt. | Downside capt. | Tracking | DT Score | Momentum | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|
| BIOY GraniteShares YieldBOOST Biotech ETF | Index Covered Call / Option Income | 59.5% | 35.6% | – | – | 56% | 49% | – | – | 63 | Down (short history) |
| FINY GraniteShares YieldBOOST Financials ETF | Index Covered Call / Option Income | 10.8% | 9.2% | – | – | 43% | 23% | – | – | 70 | Down (short history) |
About XLFI
| Issuer | State Street (SPDR) |
| Structure | ETF |
| Category | Index Covered Call / Option Income |
| Strategy | Holds Select Sector SPDR ETF and sells call options |
| Underlying | Sector Select SPDR |
| Exposure | Sector Funds |
| Index linkage | Partial - options/overlay on index |
| Pays | Monthly |
| Expense ratio | 0.35% |
| Launched | 2025-07 |
| Uses leverage | No |
| Upside capped | Yes |
| Rate sensitivity | Low |
| Return of capital common | Sometimes |
Research notes: Part of 11-fund sector premium income suite launched July 2025; ticker per etf.com/ssga.com. Yield not retrieved. Other 9 sector tickers not verified.
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